Episodes
Wednesday Jun 15, 2022
(A)ESOP’s Fables - The Income and Estate Tax-Free ESOP
Wednesday Jun 15, 2022
Wednesday Jun 15, 2022
ESOPs are a great tool for the business owner and employees. The planning technique complimenting the ESOP dramatically enhance the benefits for the Seller making the Seller more willing to enter into the ESOP arrangement. Tax-deferral for the Seller on the sale is a good benefit. However, planning the sale to make the proceeds income and estate tax-free produce a planning result which is stronger than the benefits available to Sellers in current ESOP transactions.
Wednesday Jun 08, 2022
Papa Has a Brand New Bag
Wednesday Jun 08, 2022
Wednesday Jun 08, 2022
The high-net-worth PPLI marketplace has started to resemble the retail VUL marketplace but with institutional pricing and investment options that are more sophisticated. In my view this has occurred for two reasons. First, specialty life insurers have achieved a level of success that they no longer have to incur unnecessary business and tax risk. Second, large fund aggregators such as the SALI Fund have such a dominant competitive footprint in the domestic marketplace, so that the Moon is increasingly sunny with very few dark spaces left. Third, retail life insurers continue to have a difficult time from a compliance standpoint to sell offshore private placement life insurance.
Despite the aforementioned comments on the state of PPLI, great planning opportunities continue to exist using cutting edge tax and estate planning techniques that the best tax planners use with a structure (PPLI) that too few of them use. As Socrates said, “Life (PPLI) unexamined is not worth living.” Maybe, Socrates was not referring to PPLI, but he would have been if he were living today.
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Monday May 23, 2022
Family Affair - Introducing Family Office Life Annuity (FOLA)
Monday May 23, 2022
Monday May 23, 2022
FOLA - Family Office Life Annuity, this solution utilized a private placement group variable deferred group contract, which provides for tax deferral. It is a powerful wealth accumulation technique. FOLA policy has customized investment options, provides for institutional policy pricing and offers investment flexibility across the lives of a class of annuitants providing for tax deferral. Listen to discover how you may buy a FOLA policy.
Monday Apr 11, 2022
All in the Family – Introducing Family Owned Life Insurance™ (aka FOLI™)
Monday Apr 11, 2022
Monday Apr 11, 2022
In this podcast "All in the Family" Gerry Introduces Family Owned Life Insurance™ (aka FOLI™) for the specialty use of group private placement life insurance by Family Offices. The policy accrues on a guaranteed basis while accumulating and passing family investment capital on an income and estate tax-free basis for multiple generations. You don't want to miss this one!
Monday Jul 26, 2021
Monday Jul 26, 2021
Nowotny On Death and Taxes episode #41 Take A Chance On Me Part II Embracing the Magic of PPLI and PPVA refers to the point not only can Gerry create the strategies but he can implement them as well. Gerry is a leader in private placement life insurance (PPLI), private placement variable annuities (PPVA), Insurance Dedicated Funds (IDFs) and more. Contact grnowotnylaw.com today. #ppli #ppva #IDF #insurance #finance #esateplanning #grnowotnylaw
Monday Jun 28, 2021
Take A Chance On Me! Tax Planning During the Biden Administration
Monday Jun 28, 2021
Monday Jun 28, 2021
Nowotny On Death and Taxes podcast, Take A Chance On Me! focuses on innovative strategies for tax reduction and deferral. Not only are we good at creating the ideas but we're good at implementing the ideas as well. #ppli #maltapensionplan #pooledincomefund #puertoricantax #taxstrategy
Friday Apr 16, 2021
RETURN TO FOREVER - What Game Shall We Play Today?
Friday Apr 16, 2021
Friday Apr 16, 2021
Nowotny On Death and Taxes podcast episode #39 addresses using the planning power of split dollar life insurance for income and estate tax planning benefits. #splitdollar #taxplanning #estateplanning #financialadvisors
Wednesday Mar 31, 2021
TELL ME SOMETHING GOOD! Planning for Post-Retirement Medical Expenses With 401(h) Plans
Wednesday Mar 31, 2021
Wednesday Mar 31, 2021
Nowotny On Death and Taxes podcast #38 discusses 3 significant benefits of the 401(h) post-retirement medical expenses plan; Significant tax deductible contributions, tax deductible growth while in the plan and the ability to take money out of the plan on a tax-free basis! #retirement #estateplanning #financialadvisors #medicalplans #payfornursinghome
Friday Mar 19, 2021
HIPPER THAN HIP
Friday Mar 19, 2021
Friday Mar 19, 2021
Nowotny On Death and Taxes podcast episode #36 Hipper than Hip introduces the corporate sponsored malta pension plan. Learn more about the powerful 401(h) medical plan #maltapensionplan #nonqualifieddeferredcompensationplan #NQDC #retirementplanning #estateplanning #financialadvisor
Monday Mar 15, 2021
Monday Mar 15, 2021
In episode #35 of Nowotny On Death and Taxes - Nowotny Knows Squat! Using Post-Retirement Medical Plans to Raise Assets Under Management and Sell Life Insurance; this podcast focuses on the 401(h) plan. This strategy provides for specific accounts to be created for post-retirement medical plans. #payingfornursinghome #financialadvisors #postretirementmedicalplans #lifeinsurance #assetsundermanagement